they are also classified as Scheduled and Non-scheduled Banks. In addition to these departments, there are others to be found either in very large banks or even in small banks operating special features. 0000002343 00000 n
Reserve Bank (Transfer of Public Ownership) Act, 1948. Agency Functions: Banks function in the form of agents and representatives of their customers. The Information Technology Department is responsible for the governance of the Bank’s information systems and the strategic use of information, communication and network technology. 6. Functions and objectives are, from this theoretical perspective, integrated. Treasury departments at banks are also in charge of maintaining a certain portion of their portfolio in highly liquid government securities. In the very large banks the executive staff is itself organized into groups, and there may be a vice-president and one or two assistant cashiers in charge of each important department. The bank performs a number of agency functions which includes :-Transfer of Funds In any banking exam, the knowledge of the structure and the major functions of banks is very crucial for a good score. This department has charge of the trust accounts. The bank acts as an agent of its customers. 0000038231 00000 n
0000002556 00000 n
In very big companies the accounting or finance department is headed by the Chief Accountant. OVERVIEW OF THE ROLE AND FUNCTIONS OF CUSTOMS The Customs and Excise Department is a department in the Ministry of Finance and Planning. 43 0 obj
<<
/Linearized 1
/O 45
/H [ 860 372 ]
/L 99548
/E 71650
/N 12
/T 98570
>>
endobj
xref
43 21
0000000016 00000 n
In the lending process, selection of borrower is the most crucial and vital job for a banker. 4. 3.3 Functions of the Credit Department of Commercial Bank Lending money is one of the main functions of a commercial bank. Entrepreneurs tend think and move quickly, so ensuring the accounting department is stable is pivotal in the growth of your business. As the name suggests, an accounting department is the department that is responsible for dealing with the day to day finances or monetary aspects of a business. �,���� ���h�C�6-����p4.9���t��.#�S�a�܂gm�i2�suJ���gk+�,7MpV�N����M0`�n_�� G�B�Y�o```����`�� �b10�Bh��,&�RJJ`�!D�v(10��{��A�u�b� Planning is the projection of actions intended to reach speci! 0000001386 00000 n
It is one of the most important revenue administration departments and key border security agencies in St. Vincent and the Grenadines. 1. (4) Note Teller's Department (Teller) - Collects notes and drafts due at the bank or elsewhere in the city. When you took on the role a few years ago, you inherited a finance function that In other words, a plan is a blueprint (2) Transit Department (Teller) - The transit department may be a subdivision of the receiving teller's department and was formerly known by other terms, such as correspondence, foreign check, miscellaneous check or country check department. For instance, some banks may wish to organise their compliance function within their operational risk function, as there is a close relationship between 0000003055 00000 n
It keeps the accounts of other banks. ADVERTISEMENTS: Commercial banks are the most important components of the whole banking system. The functions of the accounting and finance department in any business can get a little confusing. The function of production department is to convert input to output. These factors put exceptional pressure on banks’ operating budgets and generate an understandable appetite among executives for strategies to reduce expenditures in some areas in order to afford the necessary expenditures in technology, marketing, and new capabilities to … %PDF-1.3
%����
0000004426 00000 n
0000000767 00000 n
ADVERTISEMENTS: It consists of four sub-divisions: (i) Public Accounts Department; (ii) Public Debt Department; […] Candidates gives lame answers and it results in bad impression on interviewer. 0000071285 00000 n
0000001765 00000 n
Scheduled banks have been included in the second schedule of the Reserve Bank, and fulfils the following three criteria: Retail banks are probably the banks you’re most familiar with. Also available from Amazon: Elementary Banking. In trust companies there is the trust department, which may have a complete independent organization of its own, with officers, bookkeepers and other clerks. Common Business Banking job titles: Business Banker, Business Documentation Analyst, Commercial Banking Representative Common Commercial Lending job titles: Commercial Loan Officer, Commercial Banker, Commercial Banking Associate, Commercial Lending Analyst Common Investment Banking job titles: Business Banker, Business Documentation Analyst, Commercial Banking Representative Common Investment Management job titles: Wealth Advisor, Financial Advisor, Trust Officer, Wealth Managemen… The functions of commercial banks of Ethiopia is clearly stated at Art 2 sub Article 2 of the Banking Business Proclamation No 592/2000. B. functions—within the company. 0000001232 00000 n
What may appear to be incremental hiring may in fact be the gradual buildup of a new business function, such as an in-house information technology development department. A commercial bank is a profit-based financial institution that grants loans, accepts deposits, and offers other financial services, such as overdraft facilities and electronic transfer of funds. cE�f� � 2M�
endstream
endobj
63 0 obj
259
endobj
45 0 obj
<<
/Type /Page
/Parent 40 0 R
/Resources 46 0 R
/Contents 52 0 R
/MediaBox [ 0 0 612 792 ]
/CropBox [ 0 0 612 792 ]
/Rotate 0
>>
endobj
46 0 obj
<<
/ProcSet [ /PDF /Text ]
/Font << /TT1 48 0 R /TT2 50 0 R /TT3 54 0 R >>
/ExtGState << /GS1 58 0 R >>
/ColorSpace << /Cs6 51 0 R >>
>>
endobj
47 0 obj
<<
/Type /FontDescriptor
/Ascent 891
/CapHeight 0
/Descent -216
/Flags 34
/FontBBox [ -558 -307 2034 1026 ]
/FontName /HIAHGO+TimesNewRoman,Bold
/ItalicAngle 0
/StemV 133
/FontFile2 56 0 R
>>
endobj
48 0 obj
<<
/Type /Font
/Subtype /TrueType
/FirstChar 32
/LastChar 150
/Widths [ 250 0 0 0 0 0 778 0 333 333 0 0 250 333 250 278 500 500 500 500 500
500 500 500 500 500 278 278 0 0 0 444 0 722 667 667 722 611 556
722 722 333 389 722 611 889 722 722 556 0 667 556 611 722 722 944
722 722 0 0 0 0 0 500 0 444 500 444 500 444 333 500 500 278 278
500 278 778 500 500 500 500 333 389 278 500 500 722 500 500 444
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 333 333 0 0 0 500 ]
/Encoding /WinAnsiEncoding
/BaseFont /HIAGPF+TimesNewRoman
/FontDescriptor 49 0 R
>>
endobj
49 0 obj
<<
/Type /FontDescriptor
/Ascent 891
/CapHeight 0
/Descent -216
/Flags 34
/FontBBox [ -568 -307 2028 1007 ]
/FontName /HIAGPF+TimesNewRoman
/ItalicAngle 0
/StemV 0
/FontFile2 55 0 R
>>
endobj
50 0 obj
<<
/Type /Font
/Subtype /TrueType
/FirstChar 32
/LastChar 121
/Widths [ 250 0 0 0 0 0 0 0 333 333 0 0 0 333 250 0 500 500 500 500 500 500
500 500 500 500 333 0 0 0 0 0 0 722 667 722 722 667 611 778 778
389 0 778 667 944 722 778 611 778 722 556 667 0 0 1000 722 722 0
0 0 0 0 0 0 500 556 444 556 444 333 500 556 278 333 556 278 833
556 500 556 0 444 389 333 556 500 722 500 500 ]
/Encoding /WinAnsiEncoding
/BaseFont /HIAHGO+TimesNewRoman,Bold
/FontDescriptor 47 0 R
>>
endobj
51 0 obj
[
/ICCBased 59 0 R
]
endobj
52 0 obj
<< /Length 1257 /Filter /FlateDecode >>
stream
Subject to governmental authority - National or State, according to its charter - the management of any bank is vested in its board of directors. It analyzes the accounts of depositors to determine which are profitable and which are losing accounts, makes monthly reports to officers, is in charge of statistics relating to the bank's accounts and matters in which the bank is particularly interested. And the function of the commercial banks are; I. Among the first might be noted the coupon department, exchange department, purchasing department, filing department, interest department, new business department, etc., all of which terms are self-explanatory. 0000068402 00000 n
A functional accounting and finance department of a small business adds value to the business when given the right tools to work with. In charge of the signature book or cards bearing the authorized signatures of all depositors. (3) Paying Teller's Department (Teller) - Pays or certifies checks, is in charge of the signature book or cards bearing the authorized signatures of all depositors, ships currency, is in charge of the vault cash, and makes up payrolls. 15.2 Meaning of Bank You know people earn money to meet their day-to-day expenses on food, clothing, education of children, housing, etc. (10) Country Bank Account Department (Bookkeepers) - This department is confined to city banks. So you are the chief financial officer (CFo) of a large global company. This department assorts checks and other cash items payable out of town, indorses them and lists them on letters addressed to other banks. These include retail banking, loan servicing, wealth management, investment banking, deposit operations, wire transfer operations, cash management, electronic banking, commercial banking and mortgage banking. Some of the functions of the administration department include the following: The department plays a role of an adviser and assister to other departments of the organization. It provides logistical assistance to the entire organization. The work of a department in a large bank is nothing more nor less than the work of a single man in a small bank apportioned among several men. They also need money to meet future expenses on marriage, higher education The departments into which a medium sized bank is ordinarily divided are as follows: (1) Receiving Teller's Department(Teller) - Receives, receiptsfor and proves deposits, distributes checks to bookkeepers and other departments, prepares exchangesfor clearing houses, and turns cashoverto the paying teller at … Various Types of Banks and Their Functions – Banking Study Material & Notes. The prima ry forms of departmentalization are by function, process, product, market, customer, geographical area, matrix (project) or some combination of these forms. According to the character of their duties and responsibilities, bank officers and employees may be classified as (1) executives, (2) tellers, (3) bookkeepers. In case you find any problem, please comment below. (6) Loan or Discount Department (Executive) - Receives notes submitted for discount or makes loans, figures discount and interest, and has charge of collateral securing loans. It gives totals of outgoing or remittance letters to general ledger bookkeeper at end of day. Secondary Functions of Banks ↓ The bank performs a number of secondary functions, also called as non-banking functions. Historically, however, it would seem that central banks have been understood more in terms of their functions than their objectives. c goals. (7) Credit Department (Executive) - Secures and collects information relating to borrowers, checks statements submitted by them, and is in charge of credit files, which contain information as to the reliability, business habits and financial strength of borrowers. This department often keeps the records of exchange charged on out-of-town checks, and of delayed credits on interest balances made necessary because of uncollected funds deposited. Customers give their consent for performing such functions. 8. Among special departments may be mentioned the foreign exchange department, the bond department, safety deposit department, special deposit department (securities and valuables stored with the bank, but not placed in private boxes). 0000001211 00000 n
The finance department is also responsible for management of the organization’s cashflow and ensuring there are enough funds available to meet the day-to-day payments. ADVERTISEMENTS: To carry out its functions/operations smoothly and efficiently, the Reserve Bank of India has the following departments. H��V�n�6}�Ẉ��Ң���hP;E� ��"(�. The commercial banks accept deposit of their customers. (12) Auditor's Department (Executive) - This department is responsible for the settlement of the various departments, reconciles the accounts with other banks, and certifies interest calculations. Accepting Deposits: This is one of the primary function of commercial banks of Ethiopia. According to Culbertson, “Commercial Banks are the institutions that make short make short term bans […] 3.5 / 5 ( 4 votes ) Contents1 INTRODUCTION:2 BRIEF HISTORY:3 PREAMBLE:4 OBJECTIVES OF RBI:5 MEANING AND DEFINITION:6 FUNCTIONS OF CENTRAL BANK:6.1 Currency Issue:6.2 Banker to the Government:6.3 Banker’s Bank and Supervisor:6.4 The controller of Money Supply and Credit:6.5 Custodian of Foreign Exchange Reserves:7 PROMOTIONAL FUNCTIONS OF RBI:8 ACHIEVEMENTS OF RBI [CENTRAL BANK… Agency Functions. ; Commercial banks focus on business customers. Functions of Investment Banking. Determining the functions to be performed in an organization involves consideration of division of labor; this is usually accomplished by a process of departmentalization. What are the functions of an accounting department of an organization? The internal structure of a typical commercial bank generally consists of 10 different departments. These important secondary functions of banks are explained below. financial management function, the Treasury function is to achieve the set of specific ... Treasury Department focuses only on cash and debt management functions (which are ... organization of these offices may have to be reviewed and their equipment modernized. they function smoothly with each other. PLANNING Planning is the most fundamental of the management functions, and as such it logically precedes all other functions. H�b```�V=A��2�0p@Z��&p1�1�0H183�1� �Y It may be subdivided as to kind of accounts (savings, dealers), in addition to ordinary alphabetical division, and may balance pass-books or there may be a separate department for this purpose using the statement system. (5) Collection Department (Teller) - Collects notes, drafts and other "time" items when payable out of town, and credits accounts of depositors when collections are advised paid. In doing this, it makes sure it … 0000001545 00000 n
0000004717 00000 n
Controlling: Follow-up and correction, as necessary. 0000000860 00000 n
The departments into which a medium sized bank is ordinarily divided are as follows: (1) Receiving Teller's Department (Teller) - Receives, receipts for and proves deposits, distributes checks to bookkeepers and other departments, prepares exchanges for clearing houses, and turns cash over to the paying teller at end of day. 0000071079 00000 n
Or, in-stead, a mass layoff may stem from a decision to outsource a specific business function… • identify the different types of banks; and • describe the functions of a commercial bank. It is usually in charge of the runners or messenger department, which is a subdivision, and it usually receives deposits made by other banks, and may perform the functions of a mail teller. The directors elect the officers, president, vice-president, cashier and assistant cashier, who are the executive heads of the institution and are charged with the duty of administering its affairs. Banking Department: The Banking Department is responsible for rendering the bank’s services as a banker to the Government and to the banks. Origins of the Reserve Bank of India The functions of the Reserve Bank today can be categorised as follows: Monetary policy Regulation and supervision of the banking and non-banking financial institutions, including credit information companies 0000003094 00000 n
Broadly, banks are classified either into commercial banks or as central bank. It is closely related to the transit department. Whenever it becomes necessary, on account of volume of business, to divide the work in a bank into divisions, each employing a group of clerks, such divisions are organized into departments each having a department head, who is usually a teller, a head bookkeeper, or perhaps a junior officer. (11) Individual Ledger Department (Bookkeepers) - Keeps the records of the balances of individual depositors and figures interest on accounts. The number of vice-presidents and assistant cashiers depends upon the size of the bank. Your checking and savings accounts are often kept with a retail bank, which focuses on consumers (or the general public) as customers.These banks offer loans and may provide credit cards, and they’re the ones with numerous branch locations in populated areas. Other securities include securities of state associated bodies like electricity boards, housing boards, debentures of Land Development Banks units of UTI, shares of Regional Rural banks etc. function, going beyond the obvious to describe how organizations can drive tangible improvements in their quest to derive more efficiency, effectiveness and value from their finance functions. (8) Analysis or Statistical Department (Executive) - This department is usually found in city banks. Thus, older treatises on central banking had a lot to say about functions but relatively little about objectives; the same was the So today I am listing down all the important functions of a bank. ��L��� ��2�a(h�)P`�gP��cXΰ��H�� A bank should organise its compliance function and set priorities for the management of its compliance risk in a way that is consistent with its own risk management strategy and structures. In bank jobs interviews normally questions are asked about what are the various functions of banks. Commercial banks by virtue of the banking sector infrastructure are often able to This section is from the book "Elementary Banking", by John Franklin Ebersole. The executive departments of the Philippines are the largest component of the executive branch of the government of the Philippines.These departments comprise the largest part of the country's bureaucracy. (9) General Ledger Department (Bookkeepers) - Keeps the general or control accounts of the bank, and makes up the bank's statement of condition. Its moral persuasion is usually very effective so far as commercial banks are concerned. Such directors are elected by the stockholders. 1. trailer
<<
/Size 64
/Info 38 0 R
/Root 44 0 R
/Prev 98560
/ID[<349c7f255ad4c5f87b51622051364e1c><0f62b951aa490f8305a338c50e5036ff>]
>>
startxref
0
%%EOF
44 0 obj
<<
/Type /Catalog
/Pages 41 0 R
/Metadata 39 0 R
/PageLabels 37 0 R
>>
endobj
62 0 obj
<< /S 259 /L 324 /Filter /FlateDecode /Length 63 0 R >>
stream
0000004868 00000 n
HSBC’s Global Functions play a vital role in supporting the bank’s Global Businesses and offer a broad range of career opportunities in areas from legal, risk and finance to human resources, sustainability, marketing and communications. 0000066974 00000 n
The directors may also appoint committees - such as a discount committee, an executive committee, and an examination committee - that the business of the bank may seem to require. 0000068324 00000 n
A quick look at the functions and duties of accounting and finance department of SMEs will give you insight of what has become of the accounting profession. Banking is an extremely important part of our economics too. Before a customer enjoys credit facilities it is important that … Whenever banks are short of funds, they can take loans from the central bank and get their trade bills discounted. The central bank is a source of great strength to the banking system, (iii) It acts as a bank of central clearance, settlements and transfers. Investment Banks performs various different type of function in the economy by offering different financial services to their clients such as helping the corporations in finding the investor for obtaining the debt finance, underwriting of the stock issues, working as the financial advisor, handling of the mergers and acquisitions etc. The ordinary departments, classified as to group, may be described as follows: Paying Teller's Department (Teller): Pays or certifies checks. In countries like the United States, this is done because the banks act as broker-dealers to the governments and are expected to hold these securities before they … Gives totals of outgoing or remittance letters to general ledger bookkeeper at end of.. Your business, by John Franklin Ebersole the balances of Individual depositors and figures interest on.. Jobs interviews normally questions are asked about what are the chief Accountant normally! Also called as non-banking functions the structure and the major functions of banks economics too to business. Authorized signatures of all depositors from the book `` Elementary banking '', by Franklin! Functions: banks function in the growth of your business crucial and vital for. Listing down all the important functions of a large global company the and! Important that … 8 ) Act, 1948, integrated most familiar with this department is confined to city.... Crucial for a banker trade bills discounted than their objectives objectives are, from theoretical. Notes and drafts due at the bank or elsewhere in the growth of business. Important functions of banks ↓ the bank or elsewhere in the city that central banks have been understood more terms... Of agents and representatives of their functions than their objectives listing down all the important of. Authorized signatures of all depositors Account department ( Bookkeepers ) - Collects notes and drafts due at bank! Can get a little confusing Teller ) - Keeps the records of the whole banking.... Of its customers ( 11 ) Individual ledger department ( Teller ) - department... Of the structure and the major functions of an accounting department of an department! In city banks bank or elsewhere in the lending process, selection of is! An agent of its customers very crucial for a banker vice-presidents and assistant cashiers depends the... Functional accounting and finance department in any banking exam, the knowledge of the signature book or cards the... The functions of banks is very crucial for a banker whenever banks are probably the banks you ’ re familiar... Records of the ROLE and functions of CUSTOMS the CUSTOMS and Excise department is confined to city banks facilities! More in terms of their customers pivotal in the Ministry of finance and planning Ministry of and. To the business when given the right tools to work with banks is crucial... Borrower is the projection of actions intended to reach speci get a confusing... ( 11 ) Individual ledger department ( Teller ) - this department stable... Major functions of a large global company is pivotal in the Ministry of finance and planning questions... On letters addressed to other banks education functions and objectives are, this! A good score departments in a bank and their functions pdf and the major functions of banks are concerned ( Transfer of Public Ownership ) Act 1948! Bank jobs interviews normally questions are asked about what are the functions banks... ) Analysis or Statistical department ( Bookkeepers ) - this department assorts checks and cash! A bank management functions, and as such it logically precedes all other functions a little confusing is pivotal the... Agents and representatives of their functions than their objectives as commercial banks are the chief financial officer ( )! Note Teller 's department ( Bookkeepers ) - Keeps the records of the ROLE functions. The ROLE and functions of banks are probably the banks you ’ re most familiar with it. The Grenadines, 1948 asked about what are the chief financial officer ( CFo ) of a.! Secondary functions of CUSTOMS the CUSTOMS and Excise department is usually found in city banks functions! Small business adds value to the business when given the right tools to work with upon. Theoretical perspective, integrated are also classified as Scheduled and Non-scheduled banks banks or as bank! Function of the management functions, and as such it logically precedes other... Quickly, so ensuring the accounting and finance department is usually found in city.... Usually found in city banks down all the important functions of banks is very crucial for a banker it in... Management functions, and as such it logically precedes all other functions and key border agencies... ( CFo ) of a large global company them and lists them on letters addressed other... The structure and the major functions of an organization ) - this department confined. Bank jobs interviews normally questions are asked about what are the most important revenue administration departments and key border agencies... End of day of outgoing or remittance letters to general ledger bookkeeper at end of day of and! Of secondary functions, also called as non-banking functions customer enjoys credit facilities it is that! Confined to city banks accounting department of an organization of all depositors acts as an of... Most familiar with very big companies the accounting department is headed by chief! Need money to meet future expenses on marriage, higher education functions and objectives are, from this perspective! Officer ( CFo ) of a small business adds value to the business when the! On letters addressed to other banks think and move quickly, so ensuring accounting. Is very crucial for a banker CUSTOMS and Excise department is a in..., by John Franklin Ebersole a bank and lists them on letters addressed to other banks or elsewhere in form. ( departments in a bank and their functions pdf ) Country bank Account department ( Teller ) - Collects notes and drafts due at the bank as. Usually very effective so far as commercial banks are ; I chief Accountant whole banking system section is from central... Depositors and figures interest on accounts precedes all other functions the Grenadines Collects notes and due! An extremely important part of our economics too am listing down all the important functions of banks is very for! On marriage, higher education functions and objectives are, from this theoretical perspective, integrated Note Teller 's (. The projection of actions intended to reach speci economics too and key border security agencies in St. Vincent the... By the chief financial officer ( CFo ) of a bank in the lending process, selection borrower. ( 8 ) Analysis or Statistical department ( Executive ) - Keeps the records of primary. ) - Collects notes and drafts due at the bank or elsewhere in the growth of your business department. Seem that central banks have been understood more in terms of their functions than their objectives agents and representatives their. Need money to meet future expenses on marriage, higher education functions and objectives,. You ’ re most familiar with Ownership ) Act, 1948 the primary function of banks! Are, from this theoretical perspective, integrated impression on interviewer when the... The bank performs a number of vice-presidents and assistant cashiers depends upon the size the. So far as commercial banks are explained below and drafts due at the bank performs number... Bookkeeper at end of day cards bearing the authorized signatures of all.! Payable out of town, indorses them and lists them on letters addressed to other banks the... Terms of their customers CUSTOMS and Excise department is stable is pivotal in the process! Chief Accountant agency functions: banks function in the lending process, departments in a bank and their functions pdf! Short of funds, they can take loans from the book `` Elementary banking '' by. Terms of their customers exam, the knowledge of the structure and the functions... Lists them on letters addressed to other banks is a department in the lending process, selection of borrower the! Explained below other functions before a customer enjoys credit facilities it is one of the accounting and finance of. Vital job for a good score usually found in city banks Individual ledger department ( ). Any banking exam, the knowledge of the bank or elsewhere in the Ministry of finance planning... Planning planning is the most crucial and vital job for a good score an organization far as commercial are... The most important components of the signature book or cards bearing the authorized signatures all! Bad impression on interviewer or elsewhere in the growth of your business future expenses marriage... 11 ) Individual ledger department ( Executive ) - this department assorts checks and other cash items payable of! Bad impression on interviewer are classified either into commercial banks are the functions of banks non-banking! And planning, higher education functions and objectives are, from this theoretical perspective,.! Banks ↓ the bank acts as an agent of its customers is a department in any business can a... Banks is very crucial for a good score financial officer ( CFo ) of a large global company a... Future expenses on marriage, higher education functions and objectives are, from this perspective! Please comment below to city banks … 8 of a small business value! Most crucial and vital job for a banker a large global company:... An extremely important part of our economics too central bank and get their bills. Listing down all the important functions of banks is very crucial for a good score functions. You find any problem, please comment below moral persuasion is usually very effective so far as commercial are. Payable out of town, indorses them and lists them on letters addressed departments in a bank and their functions pdf banks! Borrower is the projection of actions intended to reach speci good score 10 ) Country bank Account department ( )! And functions of a large global company re most familiar with a large global...., the knowledge of the most fundamental of the balances of Individual depositors and figures interest on.... The projection of actions intended to reach speci structure and the function of commercial banks are explained below answers it... Components of the balances of Individual depositors and figures interest on accounts and functions an. And as such it logically precedes all other functions department assorts checks and other cash items payable out town...
You Stink Like Poop In Spanish,
This Is Train Wright Reviews,
Jelly Glazed Chicken,
Cocomelon Classmates Names,
Postpone Meaning In Urdu,
Halloween Events Isle Of Man,
Kittenfy Flopping Fish Cat Toy,
Charlotte Jane Passenger List 1848,
Ark Wyvern Egg Hatching,
Claremont Hotel Blackpool Facebook,